How to Get a Classic Car Insurance Quote Online

How to Get a Classic Car Insurance Quote Online

1.

Finding a site to get a classic car insurance quote online is easy. All you have to do is type classic car insurance quote into your favorite search engine and you will find more companies offering this service than you will care to look through. Another great way to find sites is to ask your hot rod friends where they got their insurance from.

2.

Classify the vehicle. There are four categories which your car may fall into and this could dramatically change the quote.

oAntique cars are twenty-five years or older than the current year.
oClassic cars are twenty years older than the current year.
oCustoms are the old hot rods from pre 1950's that have been modified to meet more standard safety and mechanical specifications, but still keep their original name and identity.
oThese are limited addition imports such as Lamborghinis, Ferraris and Porches. The exact makes that fall into this category will depend on the insurance company.

3.

Get the classic car insurance quote online and buy the policy. The site will have a simple step by step walk through of how to get the insurance and the quote. Be sure to check the tips section for more information that may be pertinent to your situation.

Tips and Warnings

  • A classic car insurance quote online is going to assume that you only intend to drive the car occasionally.
  • Most insurance companies will require that the purchaser also have a permanent policy on another, more modern vehicle. The only exception would be someone who drives the classic on a day to day basis; however that may constitute a regular policy.
  • Most carriers will require a long term clean driving record in order to provide a classic car insurance quote.
  • The insurance carrier will require that the car be stored properly to prevent any weather or other damage while the car is not in use.
  • Classic car insurance is different than regular coverage, but you can definitely get the convenience of getting your classic car insurance quote online. It is extremely important to make sure that you have proper coverage before you take the old girl out for a drive to a parade or car show. The following article will detail the intricacies of obtaining classic car insurance online.