Know Your Bike
Check your motorcycle's engine size. The larger the displacement, the higher you'll pay.
Make sure the insurance company classifies your bike correctly. Sport bikes are more expensive to insure than standards, so make sure the insurance company is not categorizing your standard as a sport bike.
Look for a used bike. Insurance companies take the motorcycle's year into account. The newer the motorcycle, the more you'll pay.
Ride and Research Responsibly
Participate in an MSF (Motorcycle Safety Foundation) course. The more credible experience you have on the road, the cheaper your premium will be, thanks to safety course discounts. Insurance companies want to know that their clients are make a valiant effort to stay safe on the street and will reward in return.
Refrain from speeding, wheelies and other forms of hooliganism on the road that could lead to an accident or jail time. Make sure to keep a clean riding and driving record and save the shenanigans for the track or the Dragon's Tail.
Ask about discounts, such as safety course certificates, membership to a motorcycle organization, or if you own more than one motorcycle.
Shop around for quotes. Do not settle on an insurance company until you have found the cheapest premium with the most impressive coverage.