The first step in replacing a lost car title is to obtain and fill out an official title replacement form. To get this form, either go to your local Department of Motor Vehicles (DMV) office and pick one up or download it online from your state government's website. Make sure your answers are accurate and complete when you fill out the form. Don't forget to list your current address because they'll mail the new title to you. Put a check beside the box that indicates you are applying for a duplicate title. You will need to fill out the section that asks why you are applying for a duplicate title. If you lost it, state so. To make it an official application, you must have a notary public witness your signature, affix their seal to it and sign it. Now you're ready to mail it in.
It's probably not surprising to find out that having a duplicate car title issued from the state is not free. The cost varies from state to state; you can call your local DMV office to find out the exact amount. For example, a Missouri resident will be charged $8.50 for the duplicate title plus a $2.50 processing fee. Don't include cash as payment. Send a check, preferably a cashier's check with your name, address, date of birth and driver's license number written on the check itself.
If there happens to be a lien on your vehicle, you need to get a lien release form, fill it out and have it notarized. Once again, this form is available online or at your local DMV office. All that's left is to put everything in the mail and send it to the appropriate departmental address listed on your state's website, or simply call your local DMV and ask them for the duplicate title mailing address. It shouldn't take more than 10 to 14 days to receive your new automobile title.
Though it can be an inconvenience, the world will not end if you happen to lose your automobile title. No matter where you live, government officials realize that, given human nature, this flimsy little piece of paper runs a good chance of being lost, stolen or mutilated beyond recognition at some point during the life of the car. There is a simple process involved in getting a duplicate.